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Malpractice Center

Texas Car Crash Injuries: Deadlines and Missed ER Diagnoses

If the ER missed an injury after your crash, Texas applies different rules to the two claims. While you're getting the care you need, watch the deadline for each.

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If you're hurt in a Texas car crash, you generally have two years from the crash date to sue the at-fault driver. A medical malpractice claim may also be possible if the emergency room missed an injury. Don't assume your crash claim covers the hospital's care, since a malpractice claim has its own deadline and additional requirements.

Put your health first. Bring your ER discharge instructions to the medical reassessment if symptoms appear or get worse after you've gone home. Ask which changes mean you need immediate care. While you're getting treatment, you can put off the legal review, but keep a reminder on your calendar.

The Texas crash numbers behind the concern

When November 2025 arrived, the Texas Department of Transportation marked 25 years of daily traffic deaths. According to TxDOT, Texas roads last had a deathless day on November 7, 2000. Since that date, more than 91,000 people had died in crashes, it reported.

In 2025, San Antonio also passed 100 traffic deaths. According to KSAT's December report, the city's newly launched public High-Injury Network Dashboard showed where severe and fatal crashes were concentrated. To build it, the city used crash data from 2018 through 2022. You couldn't use it to count that year's crashes live.

When someone in your family is hurt, you're likely wondering which injuries came from the crash and whether the hospital caught them, with more than an abstract interest. Don't wait for answers before treatment.

Two claims, different questions

How a Texas crash claim differs from a health care liability claim
IssueClaim against the at-fault driverClaim over a missed ER injury
What needs reviewThe driver's responsibility for the crash and the resulting injuriesThe medical care, the accepted standard for the condition, and harm attributed to the missed diagnosis
General filing deadlineTwo years from the crash dateTwo years from the breach, or completion of the relevant treatment or hospitalization, under Chapter 74
Additional procedural requirementsDon't apply Chapter 74's provider requirements to the driver claimPre-suit notice with medical authorization, followed by an expert report and CV after the defendant answers
Non-economic damagesDon't assume the medical malpractice cap governs the crash claimChapter 74 limits non-economic damages against providers and health care institutions

The same medical chart may serve both reviews. They ask different questions, though. To review the crash, someone checks which injuries the collision caused; the hospital review turns on what clinicians knew during the ER visit, including whether a missed diagnosis caused additional harm.

A later diagnosis alone doesn't answer those questions. Have the initial ER chart compared with the later treatment records rather than relying only on your discharge summary.

After discharge, focus on changes and reassessment

You can't decide whether to bring a malpractice case just by checking symptoms. While you're following your discharge instructions, ask a treating clinician to look at any symptoms that are new or getting worse. Explain what's changed since the symptoms began. Include what you told the clinicians at your first ER visit.

Hand holding a thermometer beside a blank notebook and glass of water on a kitchen table.

Don't leave details vague. If you can't tell from the discharge paperwork when you should return, ask the clinician to explain the instructions. If the patient can't explain some changes, a family member can help describe them and write down the clinician's answer.

A possible missed or delayed diagnosis claim involves a legal question, not just the medical question about your condition now. Ask your treating clinician about how you're doing now. Someone reviewing a possible claim needs to look back at the earlier care, including what happened afterward because of it.

Questions about your own case?

Texas malpractice has its own clock

Under Texas Civil Practice and Remedies Code § 74.251, you generally must file within two years of the breach or of the date the relevant treatment or hospitalization ended. You can't rely on a general statutory discovery rule for these claims in Texas. Even if you learn about the injury later, that alone won't start another two-year period for filing.

If a patient had no reasonable chance to discover the injury, Texas courts allow a narrow exception under the open-courts rule. Don't count on it without asking a lawyer. You also face a ten-year outer limit on claims under Chapter 74.

The statute treats a child's filing deadline differently. A child under 12 has until the fourteenth birthday to file; for other children, the two-year rule applies regardless of age. Ask a Texas lawyer how the rules apply, using your family's treatment dates and what happened during care.

Check where the care took place. If you received care outside Texas, check the US state pages; Texas deadlines aren't the ones to use for treatment in another state. You'll find the medical malpractice rules for this state on the Texas page.

Notice, expert reports and the damages cap

Under §§ 74.051 and 74.052, a claimant can't file suit without first giving each provider at least 60 days' written notice by certified mail, including the statutory medical authorization form. Giving notice tolls the filing deadline for 75 days. Ask a lawyer to work out the dates, since notice isn't the same as filing.

Once you file, there's another deadline to track. You have 120 days from each defendant's answer to provide that defendant with an expert report and CV, as required by Section 74.351. Missing that requirement means your case is dismissed with prejudice, and you'll owe fees.

Under Section 74.301, a claimant can receive no more than $250,000 in non-economic damages from all physicians and other individual providers combined (not $250,000 apiece). Although each health care institution in a claim has a $250,000 limit of its own, you can't recover more than $500,000 from all institutions together. You can't read your claim's possible value from those dollar limits.

Keep records for both reviews

Don't put collision paperwork in the same folder as medical records. Don't discard available originals. For missing records, write down when you requested them.

Closed medical-records folder with glasses and a pen on a kitchen table
  • Along with crash photographs and any crash report you get, save the messages you've exchanged with the insurance companies.
  • When you request the full ER chart, make sure it includes the nursing notes as well as discharge instructions.
  • If later treatment reveals an injury, save the record explaining it with the other records of your medical care.
  • Keep payment statements with bills. Include records of missed work if you're seeking money for lost income.
  • Date your notes about symptoms, including the notes about what you told clinicians. Don't mix what you remember with what the chart says.

What the 2025 legislative debate actually established

In May 2025, The Texas Tribune's report published by KSAT described the House's passage of Senate Bill 30. The proposal would limit recovery for medical care in personal injury and wrongful death lawsuits. The House version removed language that would have barred non-economic damages, while preserving judges' authority to decide whether certain medical-history evidence was relevant.

According to the report, Senate agreement or further negotiations remained necessary. You can't tell from it that the proposal became law. Ask counsel which law applies to your claim before you treat a legislative headline as a current limit on damages.

Your next step

For a review of the claim against the driver, you can contact Ried Pecina Trial Lawyers through its car accident lawyer page and ask about the filing deadline. Explain any concern about the ER visit at the same time, and ask whether a separate medical malpractice review is needed.

This isn't legal advice, just general information. When you go to the consultation, bring your crash date, ER paperwork and records of later treatment. Ask the lawyer to identify each possible claim's deadline before you decide whether to move forward.

Common questions

Does a crash claim automatically include a missed ER diagnosis?
Don't count on that. When you make a claim against the driver, it addresses responsibility for the crash and the resulting injuries. You'll need someone to review the ER treatment separately, including any harm attributed to a missed diagnosis, if you're considering a medical care claim. Explain your concern to the lawyer handling your crash claim, then ask whether a separate claim would fall under Chapter 74.
Does finding the injury later restart the Texas malpractice deadline?
It isn't an automatic restart. Under Section 74.251, there's no general statutory discovery rule. If a patient had no reasonable opportunity to discover the injury, Texas courts allow a narrow open-courts exception, but get advice before relying on it. After reviewing your treatment dates, a Texas lawyer can explain how the filing deadline applies to you.
What should I keep if another doctor finds an injury after discharge?
While saving the later doctor's records, ask for the first ER chart. After keeping your discharge instructions, request the imaging reports and copies of images. When you write down symptom changes, include what you reported at each visit. So the lawyer can review your treatment history without losing track of the financial records, keep bills in a separate file from your symptom notes.
Is the $250,000 malpractice cap my likely settlement?
No. A settlement value isn't set by Section 74.301, which limits non-economic damages. Although individual providers and institutions have different limits, neither set of limits establishes the value of your claim against the driver. To understand how your medical records affect the assessment, ask counsel which damages limits apply to each proposed claim.

Sources

  1. Texas streak reaches tragic 25 years of daily deaths, Texas Department of Transportation
  2. New public dashboard highlights San Antonio’s most fatal, severe crash hotspots, KSAT
  3. New limits for personal injury and wrongful death lawsuits may become a reality in Texas, The Texas Tribune, published by KSAT
  4. Texas Car Accident Settlement Process and Timeline (2026), Google search result

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