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Injured parties can still sue at-fault parties when the claim exceeds the car insurance limit. Claimants may pursue uninsured and underinsured motorist coverage, wage garnishments, or property liens.

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Thirteen states do not implement bicycle helmet-use laws. These are Arkansas, Idaho, Iowa, Nebraska, South Dakota, Utah, Wyoming, Colorado, Indiana, Minnesota, North Dakota, South Carolina, and Vermont.

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Section 61 of the Internal Revenue Code exempts settlement proceeds and court awards from tax. Under the law, the amount received for personal injury is not included in an individual’s gross income.

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You violate Texas law if you do not have auto insurance and get in an auto accident. The police officer may issue a ticket and fine you up to $350. If it happens again, you may be subject to a $1000 fine and a suspended driver’s license.

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Known as chain reaction crashes or pile-ups, multi-vehicle car accidents can be deadly. Single- vehicle accidents can be just as lethal. However, accidents involving multiple vehicles typically result in more damage.

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